Fort Pierce: Elevation Certificates Crucial for Flood Risk & Insurance

The City of Fort Pierce reminds property owners in flood-prone areas that Elevation Certificates (ECs) are crucial for managing flood risk and insurance costs. The city uses these documents to ensure compliance with local and federal floodplain regulations and to support its participation in FEMA’s Community Rating System (CRS).

An Elevation Certificate details a property’s elevation compared to the Base Flood Elevation (BFE). Insurance companies use this data to calculate flood insurance premiums. Understanding a home’s elevation in relation to flood zones helps owners assess risk and make informed property protection decisions.

The City of Fort Pierce uses ECs to verify that structures meet floodplain management requirements. This verification is a key component of the CRS program, which can lead to reduced flood insurance premiums for residents. By adhering to CRS standards, the city aims to lower homeowners’ insurance costs.

Properties in Special Flood Hazard Areas (SFHA) typically require an Elevation Certificate. Owners without an EC may need to hire a licensed surveyor to complete one, officially recording the property’s elevation data.

Residents needing a copy of an existing Elevation Certificate or assistance obtaining one should contact the City of Fort Pierce Building Department. The department can be reached by phone at (772) 467-3718 or via email at [email protected]. In-person inquiries are also welcome during regular business hours.