Homeownership Assistance Program (HAP)

Homeownership Assistance Program (HAP)

Homeownership Assistance Program (HAP) If you desire homeownership in Baldwin County but need help making it happen, the Homeownership Assistance Program may be for you. This program helps low- to moderate-income families afford a home by covering the gap between what they can afford and the actual cost of a home. What the Program Provides ● Financial assistance for down payments to help close the affordability gap ● Support for first-time and income-qualified buyers ● Guidance through the homebuying process Who May Qualify Households earning 80% or less of Area Median Income (AMI) who meet one of the following: ● Baldwin County residents during storm events who remained in the County ● Residents who relocated after storms and wish to return ● Individuals who were in the process of purchasing a storm-impacted home at the time of the disaster Homeowner Assistance Program Training for Lenders, Realtors, and Title Professionals Baldwin County hosted a training session on March 24, 2026, for lenders, realtors, and title professionals to provide an overview of the upcoming Homeowner Assistance Program (HAP) funded through the Community Development Block Grant – Disaster Recovery (CDBG-DR) program. The training explains program eligibility, application steps, and how industry partners can assist prospective homebuyers who may qualify for assistance through the lending process. Lender & Realtor Training materials: HAP Lender and Realtor Training - Recording Baldwin HAP Lenders and Realtors Presentation Baldwin County Homebuyer Assistance Program Vendor Certification Homeownership Assistance Program (HAP) Public Meetings with County Residents and Program Stakeholders Baldwin County held public meetings on May 18, 2026, and June 3, 2026, with county residents and other program stakeholders. The purpose of these meetings was to provide prospective program participants with information about the CDBG‑DR HAP, including eligibility requirements, application procedures, and program guidelines. Applicant Materials: HAP_10 Step Guide HAP Public Information Meeting Slide Deck_May-June 2026 Homebuyer Assistance Program Preferred Vendor List Baldwin HAP FAQ List June 2026 Additional resources are available here: Resolution #2026-060 - Approval of Required Activities to Affirmatively Further Fair Housing Contact Baldwin County Citizen Service Center251.580.1695 Email Citizen ServicesEmail Webmaster for Web Inquiry Baldwin County Commission, Alabama. All rights reserved. Powered by BCC CIS