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Key West Fire Department Achieves Class 1 ISO Rating

Staff Writer
April 15, 2026
Key West Fire Department Achieves Class 1 ISO Rating

Welcome to the Class 1 ISO Rated Fire Department

Key West residents can rest a little easier knowing their fire department has achieved the highest possible Public Protection Classification (PPC) rating from the Insurance Services Office (ISO). The Key West Fire Department (KWFD) recently announced its Class 1 ISO rating, a significant accomplishment that places it among an elite group of fire departments nationwide.

This prestigious Class 1 rating is not just a badge of honor; it has tangible benefits for property owners across the island. The ISO rating directly influences property insurance premiums, meaning many homeowners and businesses in Key West's historic districts could see reductions in their fire insurance costs. Insurance companies use these ratings to evaluate the effectiveness of a community's fire protection services.

The ISO evaluates several factors to determine a department's PPC rating. These include the fire department's staffing, training, equipment, and operational capabilities. They also assess the community's water supply system, including the availability and maintenance of hydrants, and the efficiency of the 911 dispatch and communications systems. Achieving a Class 1 rating signifies excellence across all these critical areas.

Fire Chief Alan Averette expressed pride in the department's hard work and dedication. “This Class 1 rating is a testament to the continuous commitment of every firefighter, dispatcher, and city employee involved in our emergency services,” Chief Averette stated. “It reflects our investment in top-tier training, modern equipment, and a robust water infrastructure, all designed to keep our community safe.”

For residents, this means faster response times, better equipped firefighters, and a more reliable water supply in the event of a fire. It’s a clear indicator that Key West’s public safety infrastructure is operating at the highest possible standard, safeguarding the island's unique conch heritage. Property owners are encouraged to contact their insurance providers to inquire about potential premium adjustments based on this new Class 1 ISO rating.

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