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Golf Cart Insurance: A Growing Concern for Citrus County Residents

Staff Writer
April 15, 2026
Golf Cart Insurance: A Growing Concern for Citrus County Residents

As golf carts become an increasingly popular mode of transportation in many Citrus County communities along Florida's Nature Coast, local residents are being reminded to ensure their vehicles are properly insured. While golf carts offer a convenient way to navigate neighborhoods and local businesses, their use on public roads and in residential areas carries specific risks that standard auto or homeowner policies may not cover.

Many insurance providers offer specialized golf cart insurance that can protect against theft, damage, and liability in case of an accident. This is particularly relevant in areas like The Villages of Citrus Hills, Sugarmill Woods, and Pine Ridge, where golf cart usage is prevalent. Local insurance agents advise residents to review their current policies and consider dedicated coverage to avoid potential financial burdens.

According to local insurance agent Sarah Jenkins of Jenkins & Associates Insurance, "We've seen a rise in inquiries about golf cart coverage. It's crucial for owners to understand that while a golf cart might seem like a toy, it's a vehicle, and accidents can happen. Proper insurance protects not just your investment, but also your personal liability."

Residents are encouraged to contact their insurance providers or local agents to discuss their options and ensure they are adequately covered, especially with the upcoming summer months when golf cart usage typically increases.

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