Delaware State Housing Authority | Newsroom | Date Posted: Thursday, April 16, 2026 Delaware Mortgage Program will continue competitive interest rates and expand down payment and c

Delaware State Housing Authority | Newsroom | Date Posted: Thursday, April 16, 2026 Delaware Mortgage Program will continue competitive interest rates and expand down payment and closing cost assistance options for low- and moderate-income households Dover, Del. April 16, 2026 – The Delaware State Housing Authority (DSHA) is pleased to announce the rebranding of its single-family mortgage lending program and the addition of new loan products, offering greater flexibility for first-time and repeat homebuyers. The launch of the Delaware Mortgage Program replaces the longtime homeownership campaign and website, “Kiss Your Landlord Goodbye.” All single-family mortgage lending information will now live under the DSHA brand and website, destatehousing.com, giving it greater exposure and trusted name recognition for our lending partners and prospective homebuyers. DSHA’s Delaware Mortgage Program has expanded its loan products to offer two new options, Keys4You and Take5, that will help more people buy a home. The Delaware Mortgage Program is designed to help low- and moderate-income households purchase homes by providing lower interest rates, and down payment and closing costs assistance and offering a network of preferred lenders and housing counselors who understand the homeownership program. “Every family deserves access to affordable housing,” said Governor Matt Meyer. “By expanding and improving its competitive mortgage lending programs, DSHA is making it possible for more families to become homeowners and build generational wealth in the First State.” “We’re proud to increase our loan options. The more choices we can offer, the better chance to match with the borrowers’ needs and help more families, whether they are buying their first home or their next,” said DSHA Director Matthew Heckles. “This rebrand to the Delaware Mortgage Program leverages DSHA’s reputation and reach of services, making information more accessible to more people.” Loan products will fall under two main areas: “Welcome Home,” helping first-time homebuyers become homeowners in Delaware and “Open Door,” expanding opportunities for homeownership in Delaware. Both Welcome Home and Open Door provide buyers with these three loan options: The Welcome Home program also provides these loan options: For each loan with down payment assistance, payment is deferred until the following events (whichever comes first): refinance, sale of home, transfer of title, or property is no longer used as a primary residence. Income and sales price limits apply and are based on the household’s size and the Delaware county in which the home is purchased. DSHA works with a variety of loan types, including conventional, FHA, VA, and USDA and allows the buyer to choose the option that fits their situation best. For individuals who need to improve their credit score, DSHA offers financial counseling through HUD-approved housing counselors. The Delaware Mortgage Program is available statewide to anyone purchasing a home in Delaware. To get started, visit destatehousing.com/mortgages and find our list of preferred lenders. Keep up to date by receiving a daily digest email, around noon, of current news release posts from state agencies on news.delaware.gov. Here you can subscribe to future news updates. Delaware State Housing Authority | Newsroom | Date Posted: Thursday, April 16, 2026 Delaware Mortgage Program will continue competitive interest rates and expand down payment and closing cost assistance options for low- and moderate-income households Dover, Del. April 16, 2026 – The Delaware State Housing Authority (DSHA) is pleased to announce the rebranding of its single-family mortgage lending program and the addition of new loan products, offering greater flexibility for first-time and repeat homebuyers. The launch of the Delaware Mortgage Program replaces the longtime homeownership campaign and website, “Kiss Your Landlord Goodbye.” All single-family mortgage lending information will now live under the DSHA brand and website, destatehousing.com, giving it greater exposure and trusted name recognition for our lending partners and prospective homebuyers. DSHA’s Delaware Mortgage Program has expanded its loan products to offer two new options, Keys4You and Take5, that will help more people buy a home. The Delaware Mortgage Program is designed to help low- and moderate-income households purchase homes by providing lower interest rates, and down payment and closing costs assistance and offering a network of preferred lenders and housing counselors who understand the homeownership program. “Every family deserves access to affordable housing,” said Governor Matt Meyer. “By expanding and improving its competitive mortgage lending programs, DSHA is making it possible for more families to become homeowners and build generational wealth in the First State.” “We’re proud to increase our loan options. The more choices we can offer, the better chance to match with the borrowers’ needs and help more families, whether they are buying their first home or their next,” said DSHA Director Matthew Heckles. “This rebrand to the Delaware Mortgage Program leverages DSHA’s reputation and reach of services, making information more accessible to more people.” Loan products will fall under two main areas: “Welcome Home,” helping first-time homebuyers become homeowners in Delaware and “Open Door,” expanding opportunities for homeownership in Delaware. Both Welcome Home and Open Door provide buyers with these three loan options: The Welcome Home program also provides these loan options: For each loan with down payment assistance, payment is deferred until the following events (whichever comes first): refinance, sale of home, transfer of title, or property is no longer used as a primary residence. Income and sales price limits apply and are based on the household’s size and the Delaware county in which the home is purchased. DSHA works with a variety of loan types, including conventional, FHA, VA, and USDA and allows the buyer to choose the option that fits their situation best. For individuals who need to improve their credit score, DSHA offers financial counseling through HUD-approved housing counselors. The Delaware Mortgage Program is available statewide to anyone purchasing a home in Delaware. To get started, visit destatehousing.com/mortgages and find our list of preferred lenders. Keep up to date by receiving a daily digest email, around noon, of current news release posts from state agencies on news.delaware.gov. Here you can subscribe to future news updates. 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