The Infinite Income Podcast
George Mayfield
Welcome to **The Infinite Income Podcast**, where we help everyday investors make better financial decisions with greater confidence. Join **George Mayfield**, also known as **The Dividend Doctor**, and co-host **Autumn Bennett** as they simplify investing, retirement planning, passive income, and wealth-building through practical, real-world conversations. Whether you’re just getting started, preparing for retirement, or already enjoying retirement, each episode is designed to help you avoid costly mistakes, build lasting wealth, and create the financial confidence you’ve worked so hard to achieve. George isn’t a Wall Street insider or a financial guru. He’s a **retired real estate broker...
Episodes
Will Your Retirement Income Keep Up With Inflation? The 7 Questions Every Retiree Should Answer. Episode 112
Your retirement income may feel comfortable today—but will it still buy the same lifestyle 10, 20, or even 30 years from now? Inflation is one of retirement's quietest risks. It doesn't usually take a big bite out of your finances all at once. Instead, it gradually raises the cost of groceries, insurance, healthcare, utilities, home repairs, travel, and everyday living while slowly reducing what each retirement dollar can buy. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett walk through 7 questions every retiree should answer to determine whether their retirement income has a chance of keeping up with rising prices. You'll learn why purchasing power matters more than simply maintaining the same monthly income, which retirement income sources may have the potential to grow, how Social Security's cost-of-living adjustments help, and why your own personal inflation rate may look very different from the headline inflation number. George and Autumn also discuss why becoming too conservative with your investments can create a different kind of retirement risk, how growing dividends and other income sources may fit into an inflation strategy, and why longevity makes inflation even more important. Plus, George shares a simple Future Lifestyle Number exercise that can show what today's monthly expenses could look like 10 or 20 years from now—and a bonus strategy for tracking your own personal inflation rate each year. Because when it comes to retirement, it's not just how many dollars you receive. It's how much those dollars can buy. planning inflation rate, listing income sources that may or may not increase, and tracking your personal inflation each year by monitoring key expense categories. Bonus tip: build flexibility into your plan and monitor five or six essential expenses annually so you can spot trends early and adjust before small gaps become big problems.
Could You Handle a Major Expense in Retirement? The 7 Questions Every Retiree Should Answer. Episode 111
Your retirement budget may work perfectly month after month—but what happens when life suddenly hands you a $10,000 or $20,000 expense? A new roof, failed HVAC system, major car repair, unexpected dental work, or costly rental-property repair can quickly turn a comfortable retirement into a financial scramble. The real question isn't simply whether you have enough wealth. It's whether you have enough accessible money to handle a major expense without damaging the rest of your retirement plan. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett walk through 7 questions every retiree should answer to prepare for the expensive months—not just the normal ones. You'll learn how much emergency cash you may need, why liquidity becomes especially important in retirement, what can happen when a major expense hits during a market downturn, and why some so-called emergencies—like replacing an aging roof, vehicle, or HVAC system—aren't really unexpected at all. George also discusses the difficult question of helping children and grandchildren without jeopardizing your own financial security and explains how to create a simple Retirement Shock Fund List identifying the five biggest expenses you could realistically face over the next five years. Plus, you'll get a bonus strategy for creating a financial “pressure-release valve” so you know where your second and third sources of money will come from before you ever need them. Because a retirement plan isn't truly secure just because it works in a normal month. It has to survive the expensive months too.
Will Taxes Take a Bigger Bite Out of Your Retirement Than You Expect? The 7 Questions Every Retiree Should Answer. Episode 110
You may have saved enough for retirement—but have you planned for how much of that money you’ll actually get to keep? Many retirees assume their taxes will automatically go down once the paycheck stops. But retirement can create an entirely different tax puzzle. Social Security may be partially taxable. Traditional IRA withdrawals and required minimum distributions can increase taxable income. Roth conversions can create tax consequences today in exchange for potential benefits later. And some financial decisions can even affect what you pay for Medicare. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett walk through 7 tax questions every retiree should answer before unexpected tax bills start showing up. You’ll learn how different retirement income sources are taxed, why future RMDs deserve attention before they begin, how IRA withdrawals can affect Social Security taxation, why income can influence Medicare premiums, and how tax diversification among traditional, Roth, and taxable accounts can give you more flexibility. George also explains why some retirees consider Roth conversions before RMDs begin, what can happen to taxes when one spouse dies, and why retirement tax planning should look five or ten years ahead—not just toward next April. Plus, you’ll get a simple Retirement Tax Map you can create to identify potential tax issues before they become problems, along with a bonus tip about the best time of year to start your tax-planning conversation. Because in retirement, it’s not just how much income you have that matters. It’s how much of that income you actually get to keep.
What Happens to Your Retirement When One Spouse Dies? The 7 Questions Every Couple Should Answer
What would happen to your retirement plan if one spouse suddenly had to manage everything alone? Most couples spend years planning how they’ll retire together—but far fewer prepare for what happens financially when one spouse dies. Social Security income may change. Taxes can look very different. The house may become harder to afford or maintain. And the surviving spouse may suddenly be responsible for investments, bills, passwords, estate documents, and financial decisions they’ve never handled before. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett walk through 7 questions every married couple should answer before one spouse is left to manage retirement alone. You’ll learn how to think through survivor income, housing costs, Social Security, investments, taxes, trusts and estate planning, financial records, and the important conversations couples often postpone. George also shares a practical Survivor Financial Plan you can create in just a few pages—and a bonus “financial fire drill” that can reveal problems while you still have time to fix them. Because good retirement planning isn’t just about making sure the two of you are financially secure today. It’s also about making sure the person you love will be okay tomorrow.
How Much Will Healthcare Really Cost You in Retirement? The 7 Questions Every Retiree Should Answer
Healthcare may be one of the biggest expenses you’ll face in retirement—but how much will it really cost, and are there ways to keep some of those costs under control? In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett walk through 7 important healthcare questions every retiree and future retiree should answer. We discuss what Medicare does—and doesn’t—cover, how to budget for premiums and out-of-pocket expenses, Original Medicare versus Medicare Advantage, dental, vision and hearing costs, the potential impact of long-term care, and why healthcare inflation needs to be part of your retirement plan. George also shares a recent real-world experience with a prescription that was going to cost $109 at his local pharmacy. By checking another legitimate way to pay, he brought the cost down to just $37—and that experience led him to discover even more prescription-pricing options. As George says in this episode: “When your doctor writes the prescription, that's the beginning of the purchase—not the end of the shopping.” Plus, we’ll give you a simple Retirement Healthcare Snapshot you can create to better understand what healthcare is costing you today and what expenses you should be preparing for tomorrow. In this episode: • What Medicare actually covers—and where the gaps may be • How to build healthcare into your retirement budget • Ways to compare prescription drug prices • Original Medicare vs. Medicare Advantage • Planning for dental, vision and hearing expenses • The long-term-care conversation families need to have • Why rising healthcare costs matter to your retirement portfolio • A simple annual prescription price checkup that could save you money Healthcare costs may be unpredictable, but that doesn’t mean your retirement plan has to be unprepared for them.
How Do You Protect Your Retirement Portfolio During a Market Crash? The 7 Questions Every Retiree Should Answer
What happens to your retirement plan when the stock market suddenly drops 20%, 30%, or even more? For retirees, a market crash can feel very different than it did during the working years. You're no longer simply watching your investments fluctuate—you may be depending on that portfolio to help pay your monthly expenses. And one emotional decision during a major downturn could have consequences that last for years. In Episode 107 of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett discuss 7 questions every retiree should answer before the next market crash arrives. We look at how much money you may need over the next few years, whether your portfolio is taking more risk than you can emotionally handle, where your retirement paycheck will come from when stocks are falling, and what you should do if your portfolio suddenly drops 20%. We also discuss flexible retirement spending, true diversification, sequence-of-returns risk, cash reserves, and why having a written market-crash plan can help prevent fear from taking control of your investment decisions. Most importantly, this episode isn't about predicting the next crash. It's about preparing your retirement so you don't have to predict one. Plus, George shares a simple bonus strategy that costs nothing and could help prevent one of the most expensive emotional mistakes an investor can make during a market downturn. The Infinite Income Podcast helps everyday investors simplify retirement planning, investing, passive income, and wealth-building so they can make better financial decisions with greater confidence. New episodes every Friday. Invest wisely, retire confidently, and keep building your Infinite Income.
Should You Pay Off Your Mortgage Before Retirement? The Truth Revealed
Should You Pay Off Your Mortgage Before Retirement? The Numbers, the Emotions, and the Hidden Trade-Offs | Episode 106 Should you enter retirement completely debt-free? Or would your money be better invested elsewhere? It's one of the most common questions retirees ask, and the answer isn't always as straightforward as you might think. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett explore one of retirement's biggest financial decisions: whether paying off your mortgage before retirement is the right move. You'll learn why this decision involves much more than interest rates and monthly payments. George and Autumn discuss the emotional benefits of owning your home outright, the financial arguments for keeping a low-interest mortgage, and the hidden trade-offs many retirees overlook. In this episode, you'll discover: Why paying off your mortgage isn't simply a math problem When keeping a low-interest mortgage may make financial sense How opportunity cost affects retirement planning Why liquidity and cash reserves matter The questions every retiree should ask before making this decision This week's George's Golden Rule A practical action step to help you evaluate your own situation Retirement isn't about following someone else's financial blueprint. It's about building a plan that supports the life you want to live. If you enjoyed this episode, be sure to follow The Infinite Income Podcast so you never miss another conversation designed to help you invest wisely, retire confidently, and keep building your Infinite Income.
How Much Can You Safely Spend in Retirement Without Running Out of Money? | Episode 105
What's the biggest financial fear most retirees have? It's not market volatility. It's not inflation. It's the fear of running out of money. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett tackle one of the most important questions in retirement planning: How much can you safely spend without outliving your savings? You'll learn why the answer isn't found in a magic percentage, why the traditional 4% rule is only a starting point, and how a flexible spending strategy can help you enjoy retirement with greater confidence. George and Autumn discuss the emotional challenge of transitioning from saving money to spending it, the importance of creating a retirement paycheck, and why your spending plan should reflect your values and priorities rather than someone else's retirement strategy. In this episode, you'll discover: Why retirees often struggle to spend the money they've spent decades saving What the 4% rule really means—and its limitations How to separate essential expenses from discretionary spending Why flexibility is one of the most valuable retirement skills How guaranteed income can increase confidence This week's George's Golden Rule A practical action step to help you build a more effective spending plan Retirement isn't about preserving every dollar. It's about using your money wisely to create the life you've worked so hard to build. If you found value in today's episode, be sure to follow The Infinite Income Podcast so you never miss another conversation designed to help you invest wisely, retire confidently, and keep building your Infinite Income.
Should You Downsize in Retirement? The Financial & Emotional Decision That Could Change Everything
Should You Downsize in Retirement? The Financial and Emotional Decision That Could Change Everything | Episode 104 For many retirees, one of the biggest questions isn't about investing—it's about where to live. Should you keep the family home? Downsize to something smaller? Move closer to family? Or stay right where you are? In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett explore one of retirement's biggest decisions from both a financial and emotional perspective. Downsizing isn't simply about saving money. It's about creating the lifestyle you want for the next chapter of your life. George draws on his years as a real estate broker and investor to explain the hidden costs many people overlook, why downsizing doesn't always save money, and how to know if moving is really the right decision for you. In this episode, you'll discover: Why downsizing isn't automatically the right answer The hidden costs many retirees overlook How to evaluate the true financial impact of moving The emotional side of leaving the family home Alternatives to downsizing you may not have considered This week's George's Golden Rule A practical action step to help you evaluate your own situation Whether you're thinking about moving next year or simply beginning to ask the question, this episode will help you make one of retirement's biggest decisions with greater confidence. If you enjoyed today's conversation, be sure to follow The Infinite Income Podcast so you never miss another episode designed to help you invest wisely, retire confidently, and keep building your Infinite Income.
The Biggest Retirement Mistakes That Can Cost You Thousands (And How to Avoid Them)
The Biggest Retirement Mistakes That Can Cost You Thousands (And How to Avoid Them) | Episode 103 The biggest threats to your retirement may not be a stock market crash or a bad investment. More often, they're the small mistakes that quietly compound over time. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett discuss the most common retirement mistakes they see—and, more importantly, how you can avoid them. You'll learn why retiring without a written plan can create unnecessary stress, why inflation remains one of retirement's greatest hidden risks, how emotional decisions can derail even the best investment strategy, and why purpose, health, and communication are just as important as your portfolio. Whether you're planning to retire in the next few years or you're already enjoying retirement, this episode will help you make smarter decisions and build greater confidence for the years ahead. In this episode, you'll discover: Why hope is not a retirement strategy The planning mistakes that can quietly cost you thousands Common Social Security and cash reserve mistakes Why emotions often do more damage than market downturns The importance of having a purpose after retirement How communication can strengthen both your retirement plan and your marriage George's practical steps for avoiding costly financial mistakes If you've enjoyed this episode, be sure to follow The Infinite Income Podcast so you never miss future conversations designed to help you invest wisely, retire confidently, and keep building your Infinite Income.
How Much Cash Should You Keep in Retirement? Finding the Right Balance
One of the biggest questions retirees ask is surprisingly simple: "How much cash should I keep in retirement?" Some retirees keep almost nothing in cash because they want every dollar working in the market. Others keep so much cash that inflation quietly erodes their purchasing power over time. So...what's the right answer? In this episode, George Mayfield and Autumn Bennett explain why cash isn't just about earning interest—it's about creating confidence. You'll discover why cash plays a unique role in retirement, how it can help you avoid emotional investing decisions during market downturns, and why the "right" amount of cash depends on your personal retirement plan. In this episode, you'll learn: • Why cash has a completely different job than your investment portfolio • The difference between an emergency fund and a retirement cash reserve • How the Bucket Strategy helps retirees navigate market volatility • Why sequence-of-returns risk matters after you retire • Where to keep your retirement cash, including high-yield savings accounts, money market funds, CDs, and Treasury bills • Why George believes "Cash buys time." Bonus Tip: George shares why cash shouldn't be measured by the interest it earns—but by the financial mistakes it helps you avoid. Question of the Week: How much cash helps you feel financially confident? Are you holding too little, too much, or are you still trying to figure out the right balance? If today's conversation helps you, please share this episode with someone who's preparing for retirement or already enjoying it. It could give them a whole new perspective on one of the most overlooked parts of retirement planning. And if you found value in today's episode, be sure to follow The Infinite Income Podcast so you never miss a future conversation. Next Week: The Biggest Retirement Mistakes That Can Cost You Thousands (Episode 103).
When Should You Claim Social Security?
Episode 101: When Should You Take Social Security? The Decision That Can Change Your Retirement Last week we asked, "Can you afford to retire?" This week we're taking the next logical step by tackling one of the biggest retirement decisions you'll ever make: When should you start taking Social Security? Should you claim benefits at age 62? Wait until your Full Retirement Age? Or delay until age 70? The answer isn't as simple as picking the age that pays the biggest monthly check. In this episode, George Mayfield and Autumn Bennett explain the factors that really matter, including your health, retirement income, spouse, taxes, longevity, and overall retirement goals. You'll discover why the "best" claiming age is different for everyone and why this decision should be part of a complete retirement plan—not made in isolation. In this episode, you'll learn: • The advantages and trade-offs of claiming at age 62, Full Retirement Age, and age 70 • Why Social Security is only one piece of your retirement paycheck • How working in retirement can affect your benefits • Why taxes deserve a place in your Social Security planning • How spousal and survivor benefits may influence your decision • George's practical approach to making this important retirement choice Bonus Tip: George shares one simple habit that can help you make better financial decisions—not just with Social Security, but throughout retirement. Question of the Week: If you're already retired, what influenced your decision about when to claim Social Security? If retirement is still ahead of you, what's your biggest question about claiming benefits? If this episode helped you, please share it with someone who's approaching retirement. It could help them make one of the most important financial decisions of their lives. And if you found value in today's conversation, be sure to follow The Infinite Income Podcast so you never miss a future episode. Next week: How Much Cash Should You Keep in Retirement?
Can You Afford to Retire? The 7-Questions Everyone Should Answer First (Episode 100)
We're celebrating Episode 100 of The Infinite Income Podcast! Thank you for being part of this incredible journey. Whether you've been with us since the beginning or this is your very first episode, we're grateful you're here. One of the biggest questions people ask as retirement approaches isn't, "How much money do I have?" It's a much more important question: Can I actually afford to retire? In this special 100th episode, George Mayfield and Autumn Bennett walk through the seven essential questions everyone should answer before making one of life's biggest financial decisions. You'll learn: • How to estimate what retirement will really cost • Where your retirement paycheck should come from • Why inflation can quietly threaten your retirement plan • How to prepare for market downturns after you retire • Why healthcare planning matters more than most people realize • The importance of retiring to something—not just from work • Why honest conversations with your spouse or family are essential before retirement Along the way, George shares real-life experiences, practical retirement strategies, and one powerful bonus tip that could change the way you prepare for retirement. Whether retirement is twenty years away or just around the corner, this episode will help you approach the future with greater confidence. Question of the Week: Which of the seven questions challenged your thinking the most? If you found value in this episode, please follow The Infinite Income Podcast and share this episode with someone who's planning for retirement. It really helps us reach more people who are looking for practical financial guidance. 100 episodes. Countless conversations. One mission: Helping everyday investors make better financial decisions with greater confidence. Thank you for being part of The Infinite Income Community. Here's to the next 100 episodes.
How to Build a Retirement Paycheck from Your Portfolio
Retirement isn't the finish line—it's the moment your portfolio begins doing the job you've spent decades preparing it to do. In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and Autumn Bennett tackle one of the biggest questions every investor eventually faces: How do you actually turn your retirement portfolio into a dependable paycheck? You'll learn how successful retirees build multiple income streams instead of relying on a single source, why dividend income, Social Security, and growth investments can all work together, and how strategies like maintaining a cash reserve and using a simple bucket approach can help you navigate market downturns with greater confidence. George also explains Sequence of Returns Risk in plain English, shares lessons learned from years of helping investors prepare for retirement, and offers practical ideas that can help you stop worrying about your portfolio—and start enjoying the retirement you've worked so hard to earn. Whether retirement is just around the corner or still years away, this episode will help you understand how to build a retirement income plan that is designed to last. In this episode you'll discover: Why retirement is an emotional transition—not just a financial one How to build multiple retirement income streams Monthly income ETFs vs. dividend-growth ETFs Why growth still matters in retirement How cash can buy you time during market downturns A simple Bucket Strategy for retirement income George's biggest lesson about living confidently in retirement 🎙 New episodes of The Infinite Income Podcast drop every Friday. Be sure to follow the show so you never miss a conversation designed to help you make better financial decisions with greater confidence.
Inflation: The Wealth Killer Nobody Sees Coming
Most investors think the biggest threat to their financial future is a stock market crash. But what if the real danger is something far less dramatic—and far more persistent? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett explain how inflation quietly erodes your purchasing power over time and why it's one of the greatest challenges facing both investors and retirees. Financial freedom isn't just about growing your portfolio. It's about making sure your money can continue to support the lifestyle you've worked so hard to build. Join us as we discuss one of the most overlooked topics in personal finance—and how you can position your portfolio to stay ahead of inflation.
How AI Is Changing Investing - A Simple Breakdown for Everyday Investors
This show breaks down how AI is changing investing in simple, everyday language. If you’re a regular investor who wants to understand what’s real and what’s hype, this guide is for you. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down how AI is reshaping the investing world in ways that everyday investors can actually understand. We look at what’s truly changing, what’s simply getting more attention, and why the market feels more concentrated than ever — especially inside the S&P 500. You’ll learn how AI affects diversification, concentration risk, international investing, small‑cap opportunities, and the role of cash and gold in a modern portfolio. Most importantly, we explain why chasing the latest AI trend isn’t a long‑term strategy — and what regular investors should focus on instead.
What Comes After NVIDIA? A Simple Guide to SpaceX, AI, and the Next Wave of Wealth for Everyday Investors
The Next Trillion-Dollar Investments: SpaceX, Nvidia, AI Chips & The Future of Wealth In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down the next wave of trillion‑dollar opportunities — from SpaceX and AI chips to the companies powering the future of global innovation. We explain these trends in simple, everyday language so regular investors can understand what’s actually happening beneath the headlines. You’ll learn how breakthroughs in space, semiconductors, and artificial intelligence are reshaping long‑term wealth creation, what risks come with these fast‑growing sectors, and how everyday investors can think about diversification, concentration, and opportunity without chasing hype.
“The Real Threats to Passive Income — A Simple Guide for Everyday Investors
Most investors think the biggest threat to their passive income is a stock market crash. But the real dangers are quieter, more common, and far more destructive — even when the market is doing just fine. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down the hidden risks that can quietly erode wealth and derail financial freedom. We explain these threats in simple, everyday language so regular investors can understand what truly matters. You’ll learn why inflation, lifestyle creep, taxes, emotional investing, and poor decision‑making often do more damage than any bear market ever could — and what you can do to protect your income for the long run. Because building passive income is only half the battle. Protecting it is where real financial freedom begins.
How Much Passive Income Do You Need? Here's a Simple Guide
Most investors start with a number—$5,000 a month, $8,000 a month, maybe even more. But where did that number come from? And does it actually fit your life? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett walk through how passive income needs change through different stages of life—from the growth years in your 20s and 30s to the transition years approaching retirement. This episode is all about matching your portfolio to your stage of life. Because growth builds wealth… And income protects freedom.
Growth vs. Income — How to Choose the Right Strategy for Your Wealth Journey
It’s one of the biggest debates in investing—and the answer may depend more on your stage of life than you think. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down the differences between growth investing and income investing, the strengths of each approach, and how they can work together to build long-term wealth.
The Stock Market Is Changing Fast — A Simple Breakdown of What’s Coming Next
The stock market is about to undergo one of the biggest transformations in decades—and most investors have no idea it’s happening. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down Nasdaq’s move toward tokenized stocks, 23-hour trading, and near-instant settlement. These changes could dramatically alter how investors trade, how quickly transactions process, and even how people emotionally react to the market. We discuss: • What tokenized stocks actually are • Why Nasdaq and NYSE are expanding trading hours • How instant settlement could change investing • The hidden behavioral risks of nearly 24-hour markets • Why long-term discipline may matter even more in the future This isn’t crypto hype. It’s a major modernization of the financial system itself—and it could reshape investing over the next decade.
The Easiest Way to Start Generating Passive Income
Most people think passive income is complicated. They believe it requires large amounts of money, advanced strategies, or constant effort. But the truth is—there’s a much simpler way to get started. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down the easiest way to begin generating passive income using a simple, consistent investing approach. No hype. No shortcuts. Just a system that works. If you’ve been waiting to start building passive income because it feels overwhelming, this episode will give you a clear, simple path forward. Because passive income doesn’t start with complexity… It starts with consistency.
Stop Chasing Fast Money: Build Real Passive Income
Why do so many people talk about passive income… but so few actually build it? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down the real reasons most people never create meaningful passive income—and it’s probably not what you think. It’s not about intelligence. It’s not about finding the “perfect” investment. It’s about behavior. In Episode 2 of the Building Your Infinite Income series, you’ll learn: • Why chasing quick wins keeps people stuck • The real role consistency plays in building income • Why most investors quit right before things start working • How overcomplicating your portfolio slows progress • The costly mistake of spending income too early If you’ve ever felt like you’re doing the right things but not seeing results yet, this episode will help you step back, refocus, and understand what actually builds long-term income. Because passive income isn’t built by doing more… It’s built by staying consistent long enough for it to work.
Building Infinite Income: The Truth About Passive Income
Everyone wants passive income. But most people misunderstand what it actually takes to build it. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett kick off a brand-new series: Building Your Infinite Income. They break down what passive income really means—and more importantly, what it doesn’t. Because passive income isn’t fast. It isn’t effortless. And it definitely isn’t built overnight. It’s built through time, consistency, and disciplined investing. In this episode, you’ll learn: • The biggest myths about passive income • Why most people chase the wrong strategies • The three core building blocks behind real passive income • How dividends fit into long-term income investing • The mindset shift that separates income builders from income chasers If you’re serious about building long-term income—not just chasing quick wins—this episode will give you the clarity you need to start thinking differently. Because real passive income isn’t found. It’s built.
You're No Longer a Beginner Investor: What to Focus on Next
You’ve made it through the basics — now what? If you’ve followed our Beginner Investing Series, you’ve learned how to start investing, build your first portfolio, stay calm during market drops, and develop consistent investing habits. But eventually, every investor reaches a new stage… the point where you’re no longer a beginner. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett discuss what to focus on once your investing foundation is in place. This is where long-term wealth building really begins — not through complicated strategies, but through consistency, discipline, and smart adjustments. If you’re ready to move beyond the beginner stage and start thinking like a long-term investor, this episode will help you take the next step with clarity and confidence. Because once the foundation is built… the real work is simply staying consistent.
Where Should You Invest First? (Beginner Account Order Explained)
You’ve figured out how much to invest and how often to invest… but now comes the next big question: Where should you invest first? Should you start with a 401(k)? A Roth IRA? A brokerage account? Or something else entirely? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down a simple, beginner-friendly order for where your investing dollars should go first. Getting this step right can help you take advantage of tax benefits, employer matches, and long-term compounding — without overcomplicating things. You’ll learn: • Why employer retirement matches should usually come first • How a Roth IRA can create tax-free growth • When to use a taxable brokerage account • The biggest mistake beginners make with account selection • A simple framework to keep your investing structure organized If you’re just starting your investing journey, this episode will help you build your foundation the right way — and avoid common missteps that can slow down your progress. Because successful investing isn’t just about what you buy… It’s about where you put it.
How Often Should You Invest: The Simple Rule That Beats Market Timing
How often should you invest? Weekly, monthly, or only when the market drops? This is one of the most common questions new investors ask — and the answer can make a big difference in your long-term results. In this episode of The Infinite Income Podcast, we break down the simple rule beginners should follow and explain why consistency matters more than timing the market. You’ll learn how regular investing builds momentum, how dollar-cost averaging works, and why waiting for the “perfect moment” can slow your progress. We also discuss: Weekly vs. monthly investing — does it matter? Why consistency beats trying to time the market How to use dollar-cost averaging to reduce risk When it makes sense to invest extra during market dips How to create an investing schedule that’s easy to stick with If you’re looking for a straightforward approach to building wealth without overthinking every move, this episode gives you a simple strategy you can start using today. This episode is part of our Beginner Investing Series — designed to help you move from confusion to confidence, one step at a time.
Where You Should You Put Your Money First? A Beginner's Priority Guide
If you're new to investing, one of the biggest questions isn't whether to invest — it's where your money should go first. Should you build an emergency fund? Pay off debt? Start investing right away? Open a retirement account? In this episode of The Infinite Income Podcast, we break down a simple, step-by-step priority guide designed specifically for beginners. You'll learn how to structure your finances in the right order so you can avoid costly mistakes and build wealth with confidence. We walk through: Why an emergency fund protects your investments How employer retirement matches create instant returns When to focus on paying down high-interest debt The best time to start investing consistently How to increase contributions without feeling overwhelmed If you've ever felt stuck trying to decide what to do first with your money, this episode gives you a clear roadmap to follow. This is part of our Beginner Investing Series — designed to help you move from confusion to confidence, one step at a time.
How Much Should You Actually Be Investing?
If you’re new to investing, one question comes up again and again: “How much should I actually be investing?” Should it be $100 a month? 10% of your paycheck? 20%? Or even more? In this episode of The Infinite Income Podcast, George Mayfield (The Dividend Doctor) and Autumn Bennett break down one of the most common questions beginner investors struggle with. Instead of focusing on a perfect percentage, they explain why consistency matters far more than the starting amount. You'll learn how small monthly contributions can grow into significant wealth over time, how automation makes investing easier, and why increasing your investments as your income grows can dramatically accelerate your financial future. They also share a powerful bonus strategy for turning raises and promotions into long-term wealth without sacrificing lifestyle. If you're just getting started on your investing journey, this episode will help you simplify the process and focus on what really matters. Sometimes the hardest part of investing is simply knowing where to begin. This episode will help you take that first step.
Your First Market Crash: What Beginners Should Do.
What should you do when the market suddenly drops? For many new investors, the first market crash is a defining moment. Headlines turn negative, portfolios turn red, and emotions start taking over. The instinct to sell, panic, or “wait until things settle down” can feel overwhelming. In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down what beginners should actually do when markets fall. More importantly, they explain why downturns are not just normal—they’re a critical part of long-term investing success. If you’re building your first portfolio, learning how to handle your first market downturn may be the most important investing lesson you ever learn. Because in the long run, the market doesn’t reward the smartest investors. It rewards the ones who stay invested.
Your First Real Portfolio — Simple, Smart, Scalable
You opened your account. You invested your first $1,000. Now what? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett walk you through how to build your first real investment portfolio — without overthinking it. We break down: • How to move from one ETF to a structured portfolio • The simple 3-fund framework that balances growth, stability, and income • How to think about allocation based on age and risk tolerance • When (and how often) to rebalance • What beginners should avoid adding too soon This episode is about structure, discipline, and clarity. Because building wealth isn’t about chasing the “best” investment — it’s about combining the right roles and staying consistent long enough for compounding to work. If you’re ready to move from “getting started” to “building something that lasts,” this is your next step toward Infinite Income.
What to Do with Your First $1,000: A Beginner’s Blueprint
If you had $1,000 sitting in your bank account right now… would you actually know what to do with it? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down a simple, step-by-step blueprint for beginner investors. No hype. No complicated strategies. Just clear action. You’ll learn: • The right type of account to open (and why it matters) • How one broad ETF can instantly diversify your portfolio • Why automation is the real secret weapon • The most common beginner mistakes to avoid • Why your first five years matter more than your first five days This episode is for anyone who’s starting from zero, starting over, or tired of overthinking investing. The goal isn’t perfection — it’s participation. If you’re ready to move from hesitation to action, this is your next step toward building Infinite Income.
What I Wish I Knew Before I Started Investing — 6 Lessons to Save Time & Money
If I could sit down with my younger self and talk investing, this is exactly what I’d say. In this episode of The Infinite Income Podcast, George Mayfield—The Dividend Doctor—and Autumn Bennett break down the most important investing lessons most people only learn after years of trial, error, and costly mistakes. This episode is designed for beginners and late starters who want clarity, confidence, and a simple path forward—without the noise, hype, or confusion. We cover: Why time in the market matters more than perfect timing How starting simple builds confidence and consistency The difference between smart risk and dangerous ignorance Why dividends play a bigger role than most investors realize How behavior—not strategy—often determines success And why chasing every “next big thing” quietly destroys compounding Plus, George shares a powerful bonus tip that can change how you define investing success altogether. Whether you’re just getting started or resetting your approach, this episode will help you avoid common traps and stay focused on what truly builds long-term wealth.
Can AI Keep the Bull Market Alive in 2026?
This episode explores whether AI can sustain the 2026 bull market, breaking down the real rally drivers, the risks investors are overlooking, and the key indicators to follow this year. Hosts George Mayfield and Autumn Bennett cover inflation, interest rates, consumer behavior, housing trends, global opportunities, and which companies are turning AI into real productivity gains.
What’s In Store for the 2026 Economy
Heading into 2026 the economy looks steadier: inflation has cooled but remains a factor, interest rates should ease gradually, and housing is likely to thaw rather than crash. Consumers are spending more intentionally, and AI is becoming a structural productivity force. For investors, the year favors quality—companies with strong balance sheets, sustainable dividends, and real AI-driven earnings. Focus on practical signals, not headlines or hype.
Is It Too Late to Buy Gold in 2026?
Gold is hitting all‑time highs, fueled by a weaker dollar and aggressive central‑bank buying. That surge has a lot of investors—especially retirees—asking the same question: Did I miss my window? In this episode, we break down what gold really is in a portfolio: not a growth engine, but a form of financial insurance. You’ll learn how to think about gold’s role, how much exposure makes sense, and why chasing price spikes is rarely the right move. If you’ve been wondering whether gold still belongs in your retirement strategy, this episode gives you the clarity you need.
7 Boring Ways to Get Rich in 2026
In this episode, we’re breaking down the 7 Boring Ways to Get Rich in 2026—a no-nonsense guide for those tired of chasing AI hype and market volatility. While the "get rich quick" crowd is busy gambling on headlines, the smartest investors are quietly executing unsexy habits that guarantee long-term staying power. Stop gambling with your financial future. It’s time to embrace the boring moves that actually move the needle.
Rentals or REITs? The 2026 Reality Check
Is the “American Dream” of rental property turning into a math problem nobody wants to solve in 2026? In this episode of The Infinite Income Podcast, Autumn Bennett and George Mayfield (The Dividend Doctor) unpack a real listener case study that exposes the surprising truth behind rental returns in today’s market. Whether you’re a committed landlord or a dividend‑growth investor looking for smarter passive income, this episode delivers the 2026 reality check you need. You’ll learn how cost segregation and loan paydown quietly boost rental performance, why vacancies and maintenance can crush your returns, how interest‑rate sensitivity affects REITs, and a bonus insight on Qualified REIT Dividends that helps you weigh the trade‑off between control and truly passive income.
If I Had $0 Today, I'd Do This
What would you do if you had to start over from $0 today — no savings, no investments, no safety net? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down a simple, realistic blueprint for rebuilding wealth from scratch in today’s market. No hype. No stock picking. No complicated spreadsheets. You’ll learn: The first financial moves to make before investing Why simplicity beats chasing “hot” investments How to focus on share count instead of price A clean 3-ETF framework designed for long-term growth and income Where to hold your investments to protect future income from taxes Whether you’re starting late, starting over, or just starting smarter — this episode lays out a clear path forward.
Five Wealth Habits the Rich Teach Their Kids
Most of us were taught to work hard, pay our bills, and save whatever’s left. But wealthy families teach their kids a very different set of money rules — and those lessons quietly shape generational wealth. In this episode of The Infinite Income Podcast, Autumn and George break down the five powerful financial lessons rich families consistently pass down to their children. This podcast conversation reveals how wealth is built intentionally — not by luck. If you want to understand how money really works and how to pass those lessons on to your family, this episode is a must-listen.
Will Your Wallet Become Obsolete? The Future of Money Explained
Hosts Autumn Bennett and George Mayfield explore how money has evolved from cash and cards to mobile wallets, cryptocurrencies, and central bank digital currencies (CBDCs). They discuss current trends, adoption rates, and how COVID-19 accelerated digital payments. The episode compares crypto’s promise and limitations with government-backed CBDCs, weighing convenience, privacy, and accessibility. The hosts outline pros and cons of a cashless world and how different generations view the shift. Learn what a cashless society could mean for privacy, security, and financial inclusion. Whether you’re a curious consumer or just wondering if you’ll ever need cash again, this show delivers sharp insights, real‑world examples and answers questions about the future of money.
How the Wealthy Are Investing for 2026: The Smart Money Playbook
Ever wish you could peek inside the portfolios of wealthy investors? In this episode, George Mayfield and Autumn Bennett reveal where smart money is flowing as we move into 2026. From AI infrastructure and healthcare innovation to high-quality dividend growers, utilities, bond ladders, and global industrial expansion—this episode breaks down the major themes shaping the next phase of wealth building. You’ll also learn what the wealthy are avoiding, how they structure their portfolios, and a powerful year-end tax strategy to reset your investments for the year ahead. Practical, forward-thinking, and packed with takeaways you can use right away.
3 Money Mistakes to Stop Before January
The holidays are supposed to bring joy—not a financial hangover. In this episode, George Mayfield and Autumn Bennett reveal the three money mistakes that quietly drain bank accounts every December. You’ll learn practical, fast-action steps you can take this week to clean up your finances, set boundaries on holiday spending, and build a realistic debt payoff plan for 2026. It’s your year-end reset—simple, doable, and designed to help you start the new year with clarity and confidence. And there's a bonus tip that could save you hundreds of dollars before the year ends.
The 3-Bucket System: Smarter Money, No Stress
Tired of budgeting systems that feel more like punishment than progress? In this episode of The Infinite Income Podcast, George Mayfield and Autumn Bennett break down one of the simplest, most stress-free money frameworks ever created: The 3-Bucket System. Forget tracking every dollar or juggling endless categories. This approach helps you organize your money automatically into three clear buckets — Needs, Wants, and Goals — so you can spend with confidence and build wealth on autopilot. If you’re ready to simplify your financial life and create a system you can actually stick with, this episode is for you.
Two ETFs - One Global Portfolio
Autumn Bennett and George Mayfield break down a super-simple core portfolio using just two ETFs. Learn why this set-it-and-forget-it approach gives broad global diversification at ultra-low cost. They cover who this portfolio fits, sample allocations, dollar-cost averaging, automatic reinvestment, yearly rebalancing, and recent performance and fees—emphasizing simplicity and discipline. Practical setup tips and cautions about volatility and international risk are included, plus a listener question on whether to drop international exposure. Easy to implement and ideal as a long-term financial foundation.
The AI Powered Retirement Blueprint
What if your retirement plan had a co-pilot—one that never sleeps, runs thousands of scenarios in seconds, and helps you avoid costly mistakes? In this episode of The Infinite Income Podcast, George Mayfield, The Dividend Doctor, and co-host Autumn Bennett explore how Artificial Intelligence is transforming retirement planning. We’ll break down specific AI tools like NewRetirement PlannerPlus, Empower’s Retirement Planner, Fidelity’s Income Planner, and even AI-driven Monte Carlo simulations that help retirees and pre-retirees: ✅ Model retirement income with real-life accuracy ✅ Optimize withdrawals and manage RMDs tax-efficiently ✅ Stress-test portfolios against recessions, inflation, and healthcare shocks ✅ Build confidence with “what-if” scenarios Think of AI as your financial GPS—a co-pilot guiding you through the twists and turns of retirement. Stick around for our bonus tip: the AI tool that can run thousands of possible futures for your portfolio and give you the odds of success. If you’re approaching retirement, or already there, you won’t want to miss this roadmap to smarter, AI-powered wealth management. #RetirementPlanning #ArtificialIntelligence #InfiniteIncome #DividendDoctor #AItools #RetirementIncome #FinancialFreedom #WealthPlanning #AIPersonalFinance
How to Leverage AI Technology to Build Wealth
Artificial Intelligence is no longer science fiction—it’s transforming how we invest, budget, and create income streams. In this episode of The Infinite Income Podcast, George and Autumn break down how to leverage AI to build wealth. We cover: AI-driven investing with robo-advisors like Betterment, Wealthfront, and Magnifi AI Budgeting tools like Cleo and Monarch that forecast and optimize your spending How AI creates new side hustles with ChatGPT, Jasper, and MidJourney Real estate analysis with tools like Mashvisor and Zillow AI The opportunities and threats AI presents—and how you can adapt By the end, you’ll have a roadmap for turning today’s AI tools into tomorrow’s wealth strategies. #AIInvesting #WealthBuilding #InfiniteIncome #FinancePodcast #FinancialFreedom #PassiveIncome #PersonalFinance
Rich Paycheck - Poor Portfolios: Simplicity Beats Sophistication
High earners often assume big salaries equal big wealth—but the data says otherwise. In this episode, George Mayfield, The Dividend Doctor, and Autumn Bennett expose the “Affluent Irony” and reveals why doctors, executives, and top professionals frequently underperform the market. From Systemic Overkill to High Fee Delegation, Pro-Action Impulse, and The Fear of Missing Out, you’ll learn the five biggest mistakes smart people make with money—and how to fix them. Hear a simple, proven 3-step plan to turn your income advantage into lasting wealth. 💡 Smart money isn’t about earning more—it’s about investing wisely. #InfiniteIncome #WealthBuilding #Investing
Wealth Killers Exposed - What's Sabotaging Your Financial Future
Are you unknowingly sabotaging your wealth? In this eye-opening episode of The Infinite Income Podcast, Autumn Bennett and George Mayfield, The Dividend Doctor, reveal the Top 5 Wealth Killers that drain your bank account and derail your financial goals. From buying new cars to falling victim to lifestyle inflation, we break down the most common — and costly — money mistakes people make. Plus, stick around for a bonus wealth killer that could be quietly wrecking your retirement. Learn how to avoid these traps and keep your money working for you. #WealthKillers #PersonalFinance #MoneyMistakes #FinancialFreedom #Investing #InfiniteIncome #RetirementPlanning #WealthBuilding #FinancialEducation
Why No One Taught You About Money -- And How to Fix It
Georgia Mayfield and Autumn Bennett explain why schools and parents often skip money lessons, how that leaves adults learning by costly mistakes, and why it’s never too late to take control of your finances. They offer practical steps: own your financial education, start budgeting (apps like YNAB, Rocket Money, Mint), begin investing with low-cost index ETFs (SCHD, SPLG, VOO), protect your money with insurance and estate planning, start small, and teach others to create lasting financial freedom.