Overtown Drivers: Guard Against 'Wave In' & 'Swoop and Squat' Staged Crash Frauds

Overtown drivers need to remain vigilant against staged crash fraud schemes, a significant concern for motorists across Florida. Knowing how to spot these tactics can help residents avoid becoming victims.

These schemes often involve specific maneuvers designed to cause an accident and then fraudulently claim insurance benefits. Common tactics include 'the wave in,' where a driver waves another vehicle into their lane only to accelerate and cause a collision, and 'the swoop and squat,' where two vehicles box in a target car, forcing a rear-end collision.

If you suspect you are involved in a staged crash, document the scene thoroughly. Take photos of all vehicles involved, license plates, and any visible damage. Get contact information from all parties and any witnesses. Report the incident immediately to the authorities and your insurance company.

The Division of Insurance Fraud, the National Insurance Crime Bureau, and the Florida Highway Patrol have collaborated to help stop staged crashes in Florida. These organizations work together to investigate fraudulent claims and prosecute those responsible, protecting honest policyholders from increased premiums due to these criminal activities.

Reporting suspicious incidents is crucial in deterring these fraudulent activities. Overtown residents who encounter or suspect a staged crash should contact local law enforcement or the Division of Insurance Fraud.